Home Loan

What is Home Loan?

Home Loans is the largest Mortgage Lender in India, which has helped over 30 lakh families to achieve the dream of owning a home.

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"THE MOST PREFERRED HOME LOAN PROVIDER" voted in AWAAZ Consumer Awards along with the MOST PREFERRED BANK AWARD in a survey conducted by TV 18 in association with AC Nielsen-ORG Marg in 21 cities across India

Home Loans come to you on the solid foundation of trust and transparency built in the tradition of SBI. It includes options for purchase of ready built property, purchase of under construction property, purchase of pre-owned homes, construction of a house, extension of house and repair/renovation.

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Home Loan FAQ

Frequently Asked Questions

What Is Home Loan?

Home loan is a loan availed for

purchase of house / flat
for purchase of plot and construction of house thereon
Repair / renovation / extension of house. Home Loan can be availed individually or jointly with close relatives.

Home Loan is to be repaid in EMIs every month. The residential unit to be purchased / constructed is taken as security by the Bank for Home Loan.

How Does Home Loan Works?

Bank finance Home Loan for purchase of house / flat, construction / repair / renovation of house, purchase of plot and construction of house thereon. Applicant needs to submit duly filled in Application Form along with other related documents as per requirement of the Bank. Bank assess the application based on Bank's / RBI's guidelines and takes decision.

How To Get Home Loan?

You can apply for Home Loan through any of the below mentioned modes-

Step 1 - Visit our contact us page

Step 2 - Fill in your information (name, email, contact no, city) and details of your referee (name, email, contact no., city and loan amount).

Step 3 - Once the loan amount gets disbursed and the whole process is complete, your payout will be credited to your bank account.*

How Much Home Loan Should I Take?

One should assess one's monthly income and expenditure. One should note that there must of adequate amount left to meet your monthly expenditure and other obligations. Accordingly you can decide on the amount of loan.