Bajaj Health Insurance

About Health Insurance

ICICI Lombard

ICICI Lombard Health Insurance?

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Key Benefits of Health Insurance Plans in India

Comprehensive health insurance policies are full of benefits for their policyholders that most people may not be aware of.

Cashless Medical Treatment

Every health insurer has tie-ups with a network of hospitals across the country. In case you are admitted to any of these ‘empanelled hospitals’ you need not pay anything for your treatment. Your insurer and hospital will take care of all your costs after you provide your policy number. Cashless claims are preferred in a health insurance.

Coverage both Pre and Post Hospitalization

Health insurance today offers its clients coverage beyond solely their hospitalization costs. Nowadays, there are pre and post-hospitalization expenses that are covered by traditional health insurance. Good health insurance plans also cover the cost of medicines, doctor consultations, ambulance charges, and more.

No Claim Bonus

Some health insurance policies offer their policyholders the benefit of a no-claim bonus. As the name suggests, if no claim has been in the prior year of holding the policy, one is likely to receive a bonus in the form of a discount on their premiums or an increment in their coverage. Once you renew your policy, you get the avail of the no claim bonus.

Medical Checkup Facility

When one opts for a health insurance plan that they need to use, they are also entitled to regularly getting medical check-ups. insurers offer this facility as part of one’s health plan.

Co-payment

Some policies offer the option to copay, where the voluntary deductibles are predefined. This means the customer simply needs to pay defined amount of their bill. Once the pre-decided amount is exceeded, the insurer will cover the remaining payment.