About SBI Life Insurance


SBI Life Insurance

What is a SBI life insurance loan?

A policy loan is the money you can borrow from your life insurance company, using your policy's cash value as collateral. Policy loans have no fixed repayment schedule, but you'll need to repay your insurer with interest.

Can I use my life insurance as collateral?.

Any type of life insurance policy is acceptable for collateral assignment, provided the insurance company allows assignment for the policy. A permanent life insurance policy with a cash value allows the lender access to the cash value to use as loan payment if the borrower defaults.

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Life Insurance Plans in India

Comprehensive Life insurance policies are full of benefits for their policyholders that most people may not be aware of.

Life Insurance Plans in India

Comprehensive Life insurance policies are full of benefits for their policyholders that most people may not be aware of.


Smart Scholar

SBI Life Smart Scholar is a non-participating ULIP Child Plan which is designed for the benefit of the child where the child's future is secured even in the absence of the parent. Best Investment Plans. Guaranteed Tax Savings.
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Smart Platina Assure

SBI Life Smart Platina Assure is an individual, non-participating, non-linked, and life endowment assurance savings product that combines life cover with guaranteed returns. This plan not only covers your life.
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Smart Champ Insurance

Make every dream of your child come true with SBI Life – Smart Champ Insurance, an Individual, Non-Linked, Participating, Life Insurance Savings product, which provides benefits for their future educational needs as soon as they turn 18 years of age.This SBI life child plan is an individual and non-linked participating insurance.
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Smart Swadhan Plus

Smart Swadhan Plus from SBI Life is a term assurance policy custom-tailored to offer benefits of a pure insurance product along with return of premium if the case may so be. This is a traditional non-linked, non-participating policy for individuals aiming to have a strong financial backup for their families.
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Smart Shield

SBI Life Smart Shield is a non-participating, non-linked pure risk term plan which enables the policyholder to provide protection for his family at affordable rates. The plan offers specially designed benefits to those who want financial protection at low premium rates. SBI Life eShield Plan is an online Term insurance plan.
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Smart Humsafar

The journey of life is best enjoyed with your companion. Gift your loved ones with SBI Life-Smart Humsafar, a joint life insurance cum savings product that provides you with dual benefits of insurance cover and savings for you and your spouse.
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